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Insurance Valuation or Rebuild Value

An insurance valuation is a thorough assessment of the rebuild cost of the property.

Insurance Valuations will involve a Chartered Surveyor visiting the property and measuring the property in full to then calculate the cost of a rebuild.

Insurance Valuations take into account everything from the size to the internal finishes.

In the event of any issue to the building, the insurance value could determine the potential payout you receive from the insurer, it is for this reason that we recommend having an up to date valuation prepared every 3 years.

Whenever our Surveyors prepare a valuation for insurance purposes they will use the Building Cost Information Service (BCIS) which is the leading provider of construction cost and price within the UK.

Over the years our Surveyors have valued everything from a garden wall to a multi-story block of flats.


Type of Factors that can affect the Valuation:

Party Wall Agreement Procedure

The construction of the property has a direct effect on its value, for example a London Stock brick can cost upward of £1.10, whereas a facing brick can cost as little as 40p. Our extensive knowledge of construction ensures our Valuers are always best placed to give you the most accurate valuation possible.

Property Size
Property Size

The size of the property will have a direct effect on its reinstatement cost, our Valuers will not only establish the per square foot value, but will also take into account any factors that could boost the value such as balconies or basements. This ensures our valuations reflect the true rebuild cost.

Aerial Photographs
Property Location

Location is key to the rebuild cost of the property. A property constructed within London costs more to build than one built in the outskirts. However, that being said a property built in a rural area can cost more than one built in London. As such experience and understanding is key when it comes to rebuild valuations.

Insurance Valuation Fixed Costs:

Here at Berry Lodge Surveyors, we believe Surveying costs should be transparent, fixed and never include any hidden extras.

All of our Insurance Valuations are set at fixed a cost and include the inspection, report, discussion, and recommendations once the report is complete and in the hands of our clients.


  • Our Insurance Valuation costs start at
    £550 + VAT.


Here are some Properties we have Valued in the past:

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